Business & Personal Bankruptcy in Phoenix and Mesa, Arizona
What is available for me and my debt?
The Law Office of James Portman Webster, PLLC focuses its bankruptcy practice on helping individuals, married couples, and small business entities research and file the bankruptcy chapter that fits their unique financial needs.
Personal bankruptcy chapters in Mesa
Depending on the size and source of debt and the amount of income involved, there may be more than one option available for those filing personal bankruptcy in Phoenix or Mesa. The most common types are chapters 7 and 13.
Our Mesa and Phoenix bankruptcy attorneys help clients file chapter 7 bankruptcy, which entails a total liquidation of the debtor’s assets that are then seized and sold to pay off debt by a court-appointed trustee. Our Phoenix and Mesa bankruptcy attorneys also help people in Mesa and Phoenix file chapter 13 bankruptcy, which requires debtors to submit repayment plans to their creditors and pay back debt in a 3 to 5 year time span.
We will help you determine which personal bankruptcy is right for you by examining your financial situation:
- Amount of disposable income
- Amount & type of debt
- Desire to keep assets: home, car, etc.
- Repayment goals
- Long-term credit consequences
Successful bankruptcy counsel is contingent on understanding and developing a legal strategy on a case by case basis. At our Mesa bankruptcy law firm, we get to know the individuals involved and get elbow-deep in legal analysis in order to customize a solution for each and every client.
Mesa chapter 11 bankruptcy—for businesses
Our clients in Mesa and Phoenix seek chapter 11 bankruptcy for a more hands-on solution to the many challenges of owning and operating a small business. Contact our bankruptcy firm to find out what this chapter can do for you and how we can help make it happen.
